Open seat; Commissioner Ricardo Lara is term-limited. For the first time since the office became elected, two Democrats face off in November after the June 2 top-two primary.
Jane Kim Democrat
Former San Francisco supervisor; California Working Families Party director
55%est. chance of winning · Advanced from June 2 primary with ~27% (CalMatters) - InsuranceCreate 'Natural Disaster Insurance for All,' a state-run fund guaranteeing wildfire and flood coverage
- Consumer protectionFreeze rates after claims; bar insurers from dropping coverage for filing a claim
- TransparencyPublic dashboards on how insurers spend premiums and handle claims
versus
Ben Allen Democrat
State senator since 2014, environmental policy leader
45%est. chance of winning · Advanced from June 2 primary with ~20% (CalMatters) - InsuranceStabilize the market by modernizing the rate-setting process
- Consumer protectionMove people off the FAIR Plan back onto traditional property insurance
- TransparencyAppoint a consumer advocate; reveal insurers' fossil-fuel investments